The lifespan of Americans is getting longer and longer. By 2030,
over 70 million Americans will be 65 years or older. Many Americans
will reach 95 years of age without long-term care insurance. They
will be dependent upon their 90-something spouse or their
70-year-old children for care.
Not only will children need to have sufficient funding for their
retirement, but for their parent's care as well.
You simply can't rely on Medicare, Social Security or health
insurance to meet your retirement and long-term care costs. Even
Medicare supplemental insurance isn't enough to cover most long-term