Your privacy is important to us. To better protect
your privacy we provide this notice explaining our online
information practices and the choices you can make about the way
your information is collected and used. To make this notice easy to
find, we make it available on our homepage and at every point where
personally identifiable information may be requested.
The Information We Collect:
This notice applies to all information collected or
submitted on the RateTake.com website. On some pages, you can apply
to receive mortgage rate quotes. The types of personal information
collected at these pages are:
Name Address Email address Phone number
The Way We Use Information:
Any information obtained by RateTake.com, its
authorized affiliates, lenders, brokers, successors and/or assigns
will be used for the purpose of determining the eligibility of a
loan applicant. Information obtained may be submitted to an
authorized third party to determine credit worthiness and
eligibility of a loan applicant.
Automatically Gathered Information.
RateTake.com automatically collects your browser type
and browser software version to tailor the presentation of the
services to your platform and to maintain a record of your activity
enable users to specify unique preferences and to track user trends
and patterns. Users always have the option of disabling cookies via
their browser preferences. If you disable cookies on your browser,
please note that some parts of our RateTake.com site may not
function as effectively or may be considerably slower. As an
automatic process, our web server software records a log file of IP
addresses that access the RateTake.com web-site. We also collect IP
address information but do not ordinarily link IP addresses to Users
Personally Identifiable Information.
How We Use Information.
We use Personally Identifiable Information for our own
internal purposes including contacting you via email to inform you
about updates to our services and providing you with other
information that we deem necessary. We reserve the right to disclose
your information as required by law. We do not rent or sell our
Users Personally Identifiable Information to third parties.
Finally, we never use or share the personally
identifiable information provided to us online in ways unrelated to
the ones described above without also providing you an opportunity
to opt-out or otherwise prohibit such unrelated uses.
Our Commitment To Data Security
To prevent unauthorized access, maintain data
accuracy, and ensure the correct use of information, we have put in
place appropriate physical, electronic, and managerial procedures to
safeguard and secure the information we collect online.
How You Can Access Or Correct Your Information
You can access all your personally identifiable
information by contacting us . We use this procedure to better
safeguard your information.
You can correct factual errors in your personally
identifiable information by sending us a request that credibly
To protect your privacy and security, we will also
take reasonable steps to verify your identity before granting access
or making corrections.
Limitation of Liability.
a. Neither RateTake.com nor its parent, affiliates or
subsidiaries are liable for any loss or damage caused by a visitor's
reliance on: (1) any information or (2) any product or service
obtained through this Site or a Linked Site. Visitors are
responsible for assessing the accuracy and completeness of any
information obtained from this Site or a Linked Site.
b. Neither RateTake.com nor its parent, affiliates
or subsidiaries are responsible or liable for any inaccuracies,
errors or omissions in the Content or in the products or services
offered on this Site or a Linked Site.
c. Neither RateTake.com nor its parent, affiliates or
subsidiaries are liable in any way for any indirect, special,
punitive, consequential, or indirect damages in connection with the
use of this Site or a Linked Site or with the delay or inability to
use this Site or a Linked Site, whether or not RateTake.com is made
aware of the possibility of such damages. This limitation includes,
but is not limited to, the transmission of any viruses or Trojan
horses that may affect a Visitor's equipment, failure of any
electronic or telephonic equipment, communication or connection
lines, unauthorized access, theft, operator errors, or any force
majeure. RateTake.com does not guarantee continuous, uninterrupted
or secure access to this Site or a Linked Site.
d. By applying, this does not obligate RateTake.com,
its authorized affiliates, lenders, brokers, successors and/or
assigns to make a loan to any applicant, nor does it imply an offer
to lend or loan to any applicant.
Collection of Information by Third-Party Sites
This site contains links to other Internet websites
and has no control or authority over the information
submitted/collected by these third party website(s). Please refer to
Use and Disclosure of Data
This site does not intentionally send unsolicited
e-mail messages that could legitimately be construed as spam
This site complies with the Children's Online Privacy
Protection Act of 1998. This site is not specifically directed to
children under 18. If this site has been informed or unintentionally
collected or received information from a child under 18, we will
immediately delete such information from our databases. This site
shall not knowingly distribute any personally identifiable
information erroneously collected from children under 18.
With or without prior notification, we may find it
time to time. All changes will be posted at this site. Except as
not affect the privacy of data collected by us prior to the
effective date of the policy